This method is used to create a tips transfer operation from a Sender (customer) to a Recipient (employee, courier, etc.) using the Recipient's previously saved bank card (card_token). The response contains a link to the payment form, to which the merchant redirects the Sender. Before calling this method, the Recipient's card must be saved via POST /cardstorage/add2 with pg_template=tips. If card_token is unknown, it can be retrieved using POST /v1/merchant/{merchant_id}/cardstorage/list